Never drive away from the scene of an accident, not even a minor one. After a car accident, you might be stunned, in shock, confused or enraged at the person who hit you. If at all possible, keep in mind this is why we have car insurance. This insurance is to financially protect you and the other party.

The first thing to do after an accident? “Take a deep breath.” That deep breath can help you shift your focus from the trauma of what just happened to what you need to do next.

The post-accident process is fairly straightforward, but it’s not necessarily easy. Use the tips below to prepare yourself to handle the stressful aftermath of an auto accident and to make the claims process if there is one more efficient and effective.

Assess the Situation

After the accident, immediately determine whether anyone is injured. If so, call 911 to get an ambulance and police on the scene. Even if nobody is injured, call the police if there is significant damage or if anyone involved is acting belligerent or confrontational.

Consider calling the police even if the incident was minor and everyone is cooperative. That way you’ll have an official report to give to your insurance company. In some cities, an officer won’t be sent out unless the accident is serious. If this happens, you’ll have to file your own report with the police.

If the vehicles involved are still operational, get them to the shoulder or off the main road. If you have flares or reflective emergency triangles, set them up to warn other cars. If there appears to be a danger of explosion, get everyone out of the way.  

Remain alert because rubbernecking drivers gawking at the damage might not see you.